Should you really keep waiting?

What would you do if you had an extra $60,000 right now? Pay of some debt? Go on a vacation? Buy a home? Go shopping? 

What if I told you that I could show you how to earn that money right now? Would you do it? I would!

The mortgage interest rates this past week have been the lowest that they have been in over fifty years!  The rates have dropped 0.4% in the past month.  Most people, including myself, have difficulty visualizing 0.4% really looks like, I took the liberty of choosing a purchase price of 500,000 and giving you a breakdown.  Now you can better determine what this 0.4% decrease really means as far as savings and show you how you can earn that extra $60,000! 

Based on a maximum purchase price $500,000 with 20% downpayment, this is actually a savings of more than $2,000 per year or a savings of more than $60,000 over the course of a 30 year loan!

I also put together a little comparison of how an increase of interest rates could affect your purchasing power.
Please let me know if you have ANY questions.

  Now at 3.25%   Purchase Price $500,000
    Down Payment $100,000
    Loan Amount $400,000
      Monthly Payment $1,740.83
  4.25%   Purchase Price $500,000
    Down Payment $100,000
    Loan Amount $400,000
      Monthly Payment $1,967.76
      $ Impact over 30 Years $81,696.34
  5.25%   Purchase Price $500,000
    Down Payment $100,000
    Loan Amount $400,000
      Monthly Payment $2,208.81
      $ Impact over 30 Years $168,476.23
What if you don't have a downpayment of $100,000 or are not sure if you would qualify for a mortgage of $500,000? No problem!

By no means am I trying to rush anyone into making a home purchase but instead trying to educate you about how much you could be saving if we make finding a place you can own a priority.  If you would like to set up an appointment so we can customize a specific search for you and discuss how I can help negotiate on your behalf, please contact me. 

If you would like to speak with a loan officer about your financing options, please reach out to me and it would be my pleasure to make the introduction.  Both of us would be happy to help!
Otherwise, if you are not in a position to make this move right now, or you have already found a place, perhaps you know someone who is.  We can help anywhere in the US or Canada.  You have my word, that I will take good care of anyone you send to me and whoever you refer to us will be very glad you did. 
If you think about it, who wouldn't be grateful for a $60,000 gift that didn't cost you a penny? 
I look forward to hearing from you and have a wonderful day!


26.2 miles + $3,700 = COMMITMENT - NYC Marathon 11/4/12

Support me in my fight against cancer!

There is no finish line until we find a cure...

Erica Rose Siegel CBR
     EXIT Kingdom Realty

 Cell:  718.809.7808           Office 718.268.8868             Fax: 718.268.0897

Erica Rose Siegel

If you or someone you know is thinking about moving ANYWHERE IN THE US OR CANADA,

Erica Rose Siegel would love to the opportunity to help!

She can be reached at 718 809 7808 or at

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